Blue Cross Blue Shield of Michigan Drg Relative Weight
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Blue Cross Blue Shield of Michigan to offer new option to reimburse travel for abortions
Michigan's largest health insurer will soon offer employers a reimbursement option that would cover travel expenses for employees seeking an abortion if the procedure is not available in their state.
The new benefit option from Blue Cross Blue Shield of Michigan comes in the wake of the U.S. Supreme Court overturning Roe v. Wade, which now leaves it up to states to allow, restrict or ban abortions. Abortion remains legal in Michigan because of a court-ordered injunction.
Blue Cross Blue Shield of Michigan and the Blue Care Network are expanding an existing travel reimbursement giving employers the option to cover travel for employees for services not available where they live, including for abortions.
The Detroit Free Press learned of the expanded travel benefit in a Tuesday memo that appears to be sent by Blue Cross Blue Shield of Michigan. While Helen Stojic, a spokesperson for the insurer, couldn't confirm the existence of the memo, she said Blue Cross Blue Shield of Michigan had been communicating with customer groups about this travel option.
Stojic said there has been significant interest from the insurer's customers for a long time for a more comprehensive travel product.
"While travel for services like abortion could be available to customers by their request, COVID has also demonstrated a need for expanded access to services like behavioral health or substance abuse disorder treatment," she said. "This new benefit also could include nationwide travel for services that are highly specialized, like bariatric surgery."
The new travel benefit will cover services including abortions and maternity and reproductive health services, among other services such as transgender services, including gender affirmation treatment and musculoskeletal procedures.
Stojic said there will be no immediate changes to BCBSM coverage of key reproductive health services in Michigan while the injunction is in place, which prohibits a 1931 state law banning most forms of abortion from being enforced.
While the majority of the people the insurer covers live in Michigan, about one-quarter of its clients — 1.6 million people — live in other states, where abortion might not be legal.
"As we review existing federal and state laws and monitor court actions, our role is to comply with the laws and continue to support our customers' unique needs," Stojic said.
The new travel benefit will be available within the next 30-60 days.
Jeremy Bakken, a spokesperson for Priority Health, another large Michigan health insurer, said he didn't have any information to offer at this time regarding travel coverage. In response to a question on what the health insurer offers employers in terms of abortion coverage, Bakken said "anyone interested in understanding their coverage is to contact their health plan directly before they seek treatment."
Meridian of Michigan didn't respond to a request seeking information about what its plans cover.
More: Michigan's largest health system reverses course on abortion stance
More: Michigan officials: Abortion remains legal due to injunction against 1931 law
Meanwhile, Michigan companies are trying to understand what the Supreme Court decision means for their employees. This is especially true for companies with operations in multiple states, said Randi Berris, vice president of marketing and communications for the Business Leaders for Michigan, the state's business roundtable.
Of the eight Michigan-based companies with employees working in other states that the Detroit Free Press reached out to earlier this week, General Motors Co., Ford Motor Co., Stellantis, Kellogg Co. and The Whirlpool Corp. responded.
Most said they were evaluating how they could best support the health care needs of their employees.
Ford spokesperson Cathie Hargett said coverage of abortion services varies by the health plans employees choose. She added that employees with health savings accounts can use them to "reimburse themselves for transportation essential to receiving care, within limitations of tax law."
Kellogg, which recently announced it was splitting into three companies with headquarters in Battle Creek and Chicago, has long provided health care coverage that includes elective abortions, said company spokesperson Kris Bahner.
"Kellogg employees and family members enrolled in our benefits program have existing coverage for travel expense reimbursement for eligible medical procedures when those services are not available in their home state," she said.
Free Press staff writers Jamie L. LaReau and Eric D. Lawrence contributed to this report.
Contact Adrienne Roberts: amroberts@freepress.com.
This article originally appeared on Detroit Free Press: Michigan's Blue Cross Blue Shield to offer travel benefit for abortion
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Source: https://finance.yahoo.com/news/blue-cross-blue-shield-michigan-230225381.html
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